Over 50s Life Insurance

From only £5 p/m

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What is over 50s life insurance?

Over 50s life insurance pays out a tax free lump sum on your death and can be paid to your family when the time comes. Any payment can be used to cover funeral costs which takes the financial strain off your family left behind. Policies are set up on a "whole of life" basis which means they are guaranteed to pay out on death no matter what age you die. It's also possible to take out extra cover to leave as an inheritance to your loved ones.

Compare the whole market

We offer a wide range of cover from a large panel of insurers, this means you are guaranteed to get the best deal available. All of the insurers on our panel are rated 5 stars by Defaqto who independently rate financial products, they are also all covered by the FSCS (Financial Services Compensation Scheme) which means in the unlikely event of your insurer going bust then your money is still safe.

Guaranteed Acceptance

As long as you are aged between 50-85 you are guaranteed to be accepted regardless of your current health. We do not need to ask you any health questions. Its quick and easy to setup your policy, this can be done in less than 5 minutes either online or over the phone. Your policy will pay out in full if you die after 1 or 2 years after your policy is taken out, if you die before the 1 or 2 year period then your premiums will be returned to your family + 50% extra which means you cant lose out.

We won't be beaten on price

We offer cover from a wide range of top UK insurers, this means we guarantee to get you the best deal in the market. In many cases we can secure your up to 30% more cover for the same price compared to insurers who advertise on TV. It really does pay to compare cover between providers, as you could secure a much larger payout for your family when the time comes.

Get the best level of cover

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Client Testimonial 

I had been considering taking out cover to pay for my funeral for a while as I didn't want to leave my children with any financial burden. I decided to search online and came across Trade Shield who have been excellent every step of the way, they explained everything in detail and secured me a lump sum on my death for £10,000, this should be more than enough to cover all costs when i'm gone and hopefully a little extra. Mrs J Crawford - Edinburgh

Client Testimonial 

Unfortunately I was recently diagnosed with prostate cancer. I had never really thought about who would pay for my funeral but this is something we all need to face at some point. I decided to start looking into cover and found Trade Shield on google, they came back with a few quotes which were more competitive than both Sun Life and Legal & General, their process is quick and easy so I would be happy to recommend them Mr L Rutherford - Bolton

Compare what we have to offer

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Compare our cover to the rest of the marketplace

Example below based on a 60 year old non smoker paying £25 per month

Trade Shield (provided by our panel of insurers)
Pay out on death £7,411
Covers your whole life
Guarantees to pay out on death
Guaranteed acceptance age 50-85
5 star Defaqto rated cover
Pays out full amount after 2 years
Pays out 150% of premiums paid in if die within 2 years
Premiums stop at age 90
 
Sun Life Over 50s
Pay out on death £5,688
Covers your whole life
Guarantees to pay out on death
Guaranteed acceptance age 50-85
3 star Defaqto rated cover
Pays out full amount after 2 years
Pays out 100% of premiums paid in if die within 2 years
Premiums continue through whole life
 
Legal & General
Pay out on death £6,017
Covers your whole life
Guarantees to pay out on death
Guaranteed acceptance age 50-80
5 star Defaqto rated cover
Pays out full amount after 1 year
Pays out 100% of premiums paid in if die within 1 year
Premiums stop at age 90
 
Royal London
Pay out on death £6,008
Covers your whole life
Guarantees to pay out on death
Guaranteed acceptance age 50-80
5 star Defaqto rated cover
Pays out full amount after 1 year
Pays out 100% of premiums paid in if die within 1 year
Premiums stop at age 90
 
British Seniors
Pay out on death £5,350
Covers your whole life
Guarantees to pay out on death
Guaranteed acceptance age 50-80
5 star Defaqto rated cover
Pays out full amount after 2 years
Pays out 100% of premiums paid in if die within 2 years
Premiums stop at age 95
 

Email: jonathan@trade-shield.co.uk
Phone: 0141 391 5867
Address: 272 Bath Street, Glasgow, G2 4JR


 

Trade Shield is a trading style of Protect & Effect Ltd who are authorised and regulated by the Financial Conduct Authority, we can be found on the FCA register under number 587812

Registered in Scotland No SC431217. Data protection licence number Z3558865. Registered Office: 272 Bath Street, Glasgow, G2 4JR

Key Facts

Contact Us
We would love to hear from you, whether you are enquiring about our services, a career, or a business partnership.

Email: jonathan@trade-shield.co.uk
Tel: 0141 391 5867