Your Future Protected
Income Protection from £10 p/m
Cover Up to 70% Of Your Income
Protect your finances in the event of being unable to work due to sickness or injury. You can cover up to 70% of your salary if you're employed or your profit if you're self employed. Taking time off work due to incapacity can have a big effect on your finances so income protection insurance should be a priority. The policies we offer provide a TAX FREE WEEKLY INCOME until you are able to return to work, this is also paid on top of any benefits you may be due.
Full Cover From Only 1 Day Off Work
Many of the policies we provide pay out from only 1 DAY off work sick or injured, this means no long waiting periods before you start seeing the benefit of your policy. If you are lucky enough to receive sick pay from your employer our policies can kick in when this ends. As long as you are unable to do your normal job you will receive a tax free weekly income until you are fit enough to go back to work, we also cover higher risk workers and manual workers.
Payable Until Fit Enough To Work
If you claim on your policy, payments will continue until you are well enough to return to your own job even if this takes years. Individual claims can pay out for 1, 2 or 5 years or even potentially right up until age 70 if required. You can also claim on all of our policies multiple times right up until retirement.
All Illnesses & Injuries Covered
Our policies cover all illnesses and injuries, as long as you are unable to do your own job you will be covered, this even applies to STRESS, BACK PROBLEMS & VIRUSES. If your doctor signs you off as being unfit to work then your policy will pay out. We do not increase prices for smokers or people with higher BMI'S
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UK Accident & Sickness Statistics
There were 31.2 million working days lost due to work-related ill health and non-fatal workplace injuries in 2017/18*
Stress, depression, anxiety and musculoskeletal disorders accounted for the majority of days lost due to work-related ill health*
Long term incapacity is the one of the leading causes of financial hardship*
Many employed people are only entitled to Statutory Sick Pay which currently £94.25 per week
The self employed are only entitled to Employment and Support Allowance which is only £73.10 per week (If you qualify which is getting harder)
* Stats from the UK Health & Safety Executive (HSE)
Being self employed I have always worried about how I would get by if I was off work, I seen Trade Shields advert on Facebook so I requested a quote, I was surprised how much cover I could get for a relatively low monthly outlay. It was quick and easy to set my policy up and now I have peace of mind. Mr K Steel - Electrician from Glasgow
I was introduced to Trade Shield through one of the guys on my site, I wasnt even aware that such insurance existed. I think this should be a priority for all tradesmen as the idea of no income coming in is a scary one for me. Jonathan who set my policy up was great, he made the whole process easy to understand and easy to set up I would defiently recommend them. Mr L Rutherford - Plumber from Leicster
Trade Shield is owned and operated by Jonathan Convery. Jonathan has been in financial services as an Independent Financial Adviser and Director for 10 years. He is a specialist in financial protection and has serviced several thousand clients over his career. Jonathan is passionate about providing the best level of cover for his clients at the best price as well as giving impeccable customer service. He lives just outside Glasgow with his young family.
People insure their cars, homes, pets and even mobile phones but most dont insure the thing that pays for all of this insurance plus everything else in their life. If you have no income you cant pay for anything else, thats why income protection is so important. Consumer champion Which has this to say about income protection “The one protection policy every working adult in the UK should consider is the very one most of us don't have - income protection.”
COST EXAMPLE: Prices below based on a 35 year old builder, covered for £1,000 per month in the event of sickness or injury
Phone: 0141 391 5867
Address: 272 Bath Street, Glasgow, G2 4JR
Trade Shield is a trading style of Protect & Effect Ltd who are authorised and regulated by the Financial Conduct Authority, we can be found on the FCA register under number 587812
Registered in Scotland No SC431217. Data protection licence number Z3558865. Registered Office: 272 Bath Street, Glasgow, G2 4JR
Tel: 0141 391 5867